LIBOR-STORE.COM TAKES YOUR PRIVACY
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Internet safety and security from the Federal Trade Commission.
LIBOR-STORE.COM is committed to your privacy and security and wants to provide you
with the best possible online experience. To that end, we want you to understand
what kinds of information we gather from you, how this information is used and
safeguarded, and how you can control its use.
information is collected from me?
The kinds of information we collect from you will vary, depending on how you use
our website. It’s possible to browse our site without submitting any personally
identifiable information (“personal information”) at all, but if you choose to
take advantage of some of our products and services, you may be asked to provide
information such as a user name and password, your real name, e-mail address,
phone number, address, your license or MLS ID# , or for certain e-commerce
transactions, your credit card information. Whenever we ask for this kind
understand how your personal information will be used before you decide whether
to disclose it.
In addition to the personal information you choose to submit, our systems are
set up to gather certain anonymous data to help us to better understand how the
site is being used and how we can improve it. This automatically gathered
data includes your computer’s “Internet Protocol” (“IP”) address, statistics
about how visitors navigate through our site and information provided through
Finally, as you visit our site, be aware that third parties may at times be able
to gather information from you. For example, third party ad servers and
companies that place advertisements on our site may use their own cookies
and companies offering products or services through the LIBOR-STORE.COM site may
use their own cookies and may collect and use the information you submit. In
these cases, the third parties would use your information according to their own
How is my
The use of your information depends on the context in which it is collected.
Therefore, pay special attention to the categories below that relate to the
features of our site that you wish to utilize. Also be aware that
LIBOR-STORE.COM may at times be legally compelled to disclose certain information,
by means such as subpoenas or court orders.
These are small files that we send to and store on your computer so that we can
recognize it as a unique machine the next time you visit our site. Our
cookies are used for three reasons: (1) to keep track of your information for
your own convenience; (2) to help us optimize your online experience by altering
our content depending on your particular needs or browsing patterns, and to
provide you with advertisements, products and services of interest to you; and
(3) to help us understand the size of our audience and their traffic patterns
within our network. Some of our advertisers and third-party ad servers may
also utilize their own cookies. Also, companies offering products or services
through the LIBOR-STORE.COM website may use their own cookies.
The information you provide when you become a registered user to certain pages
of our site is used primarily to help us customize your online experience.
Your e-mail address serves as a unique identifier in our record system, and it
is used together with your password to prevent unauthorized access to any
information you choose to store on our sites. The data you give us about
your personal preferences and demographics (such as age, zip code, occupation,
or other data) may be used to help us offer content, advertisements, products
and services that are most likely to appeal to you. In addition, we may
share this information, in aggregate form with our current and potential
advertisers so they can know how to present their ads more effectively.
Please note that we do not accept or store registration for anyone under the age
of 13 under any circumstances.
* Unless you specify that you’d prefer not to hear from us, we may also
use the e-mail address you provide at registration to contact you for
promotional, administrative, or other reasons. You may have these
communications terminated at any time. If you indicate that you’re
interest in hearing from other companies, we may also share your contact
information for that purpose.
Our sites allow you to use many helpful tools, such as financial and home
improvements calculators, real estate search tools, and others, without
disclosing any personal information. These tools are for your benefit and
the information you submit when you use them (typically impersonal data) is not
disclosed to anyone or used for any purpose other than to provide you with the
service you’re seeking.
You may choose to request products or services of a more substantial or personal
nature when using our website. For example, you may apply for a loan,
request our help in locating a remodeling contractor, store your preferences for
convenience in using our sites, or make an online purchase. The
information you provide when seeking these services may be used in the following
* For services provide by the LIBOR-STORE.COM website, the information you submit
is used by us to provide the service you’ve requested. We may also share
this information with subcontractors, but only to the extent necessary to
fulfill your request. In addition, we may use the contact information and
nonfinancial order information you’ve supplied, such as your e-mail address, as
set out in the Registration section above. If the service you request
requires submission of financial information such as credit card number for an
online purchase, rest assured that this financial information is used only for
processing your payment, and is not retained after completion of your order.
We may, however, store your nonfinancial order information for accounting
purposes and to help us to understand your preferences better so that we can
offer you future products or services that you may find useful.
Products And Managing Your Services
For products and services offered to you jointly by LIBOR-STORE.COM and a third
party, your information may be shared with or independently gathered by the
third party. In these situations, LIBOR-STORE.COM will only use your personal
information as it would as if offered the product or service by itself, but the
third party may use the information in different ways. You can tell when a
product or service is offered by a third party, because a page of our site will
be “co-branded” displaying the third party’s logo and/or name along with our
own, or you will be linked to the third party’s site to complete the
transaction. Please be aware that each company we do business with has its own
policies regarding the use and protection of your information that may differ
personal information might be used or protected by a third party, we encourage
service or requesting the product, or to not request the particular product or
service. From time to time, we may wish to use personal information you
provide when requesting a product or service for purposes beyond those listed
above. If this is the case, you will always be notified of the additional
use prior to your submitting the personal information, and you’ll be given a
chance to “opt out” of that use or to not complete the request, or to not
respond to or participate in the survey, contest or other request.
You may occasionally see contests, surveys and other features of our site that
ask you to provide us with personal information. When you choose to respond to
these requests, the personal information you offer may be used for several
purposes. These include the uses set out in the registration section above. They
also include providing information to third parties as necessary for prize
fulfillment and other aspects of any contest or similar offerings. If we
are going to use your personal information for any other purpose, we will notify
you of that purpose and give you a chance to opt-out before responding to our
survey, contest form or other request, or not to respond to or participate in
the survey, contest or other request.
Our website enables you to send e-mail to us or to third parties and to
participate in public bulletin boards and discussion groups. Whenever you choose
to initiate these kinds of communication with us, or anyone else, you may expect
to be contacted in return.
The information gathered automatically by our system—such as your computer’s IP
address, the kind of browser you’re using, and a record of your navigation
through our site—may be used by LIBOR-STORE.COM so we can understand how to make
our sites convenient and useful to our audience. In addition, we may share
this information, in aggregate form, with our current and potential advertisers
so they can know how to present their advertisements more effectively.
What choices do
I have regarding the use of my information?
share with us might be used. If you feel concerned about any of these uses, you
might elect not to participate in certain services, features or products that we
offer. We will never collect personal information about you without your
knowledge, so the decision whether or not to share this information is
completely up to you.
How do I "opt
You also have the ability to terminate e-mail newsletter correspondence from us
at any time. You will either be given the chance to opt-out of direct mailings
when you disclose your e-mail address to us, .you can simply reply to our e-mail
typing “Unsubscribe” in the subject line, or e-mail the appropriate webmaster
below with your request , and we will promptly remove your address from that
e-mail service: info@LIBOR-STORE.COM
If you feel concerned about the cookies that are sent between our computers and
yours, you may, through your Web browser, either choose to reject them
automatically, or have your computer prompt you before accepting them.
Generally, this is done by selecting the appropriate cookies setting on your Web
browser (usually found in “Internet Options” or “Preferences”). Please note,
Therefore, you will be unable to take advantage of those features if you choose
not to accept cookies.
How is my
Whenever personal information about you is stored on our computers, that
information is password-protected from unauthorized access or use. In addition,
this information is kept only on servers that are located behind a firewall
which makes their contents inaccessible to outside users.
Since your financial information is especially sensitive, we take special care
to keep it secure. We will only transmit or ask for this information over secure
Internet connections, using SSL (Secure Sockets Layer)encryption, the currently
accepted standard for online security, and security keys. In addition, we
require password authentication from any third parties you’ve authorized to
receive this information. Finally, your credit card number and financial
information are never stored on our servers. While this means you may have
to enter this information more than once, we believe the added security is worth
the extra effort.
Of course, we appreciate your help in safeguarding the integrity of your own and
others’ privacy. We hope you’ll use common sense whenever you disclose personal
information over the Internet. Just as importantly, we encourage you to let us
know immediately if you suspect that the information you share with us is being
send an e-mail to: info@LIBOR-STORE.COM.
Scope of This
Our pages contain links to sites outside our control. Please be aware that these
sites may collect information about you, and operate according to their own
once you’re outside our website, any information you submit is outside of our
Privacy Administrator - LIBOR-STORE.COM
New York 11704